Workers’ compensation coverages pay for medical and rehabilitation expenses when workers get injured on the job. Lost wages are also covered. Each state governs the compensation details, including the amounts paid. This is often a mandatory type of insurance. But just because coverages are mandatory doesn’t mean the costs are fixed. The key to controlling workers’ compensation costs is to control your EMR (experience modification rate). Thorough safety practices, strong communications systems, and high employee satisfaction rates can all drive positive changes to your EMR, and ultimately your bottom line. To learn more, try our complimentary online quote form or contact us today.